Home Independence Plan
Product Features
Eating Assistance
Bathing Assistance
Medication Assistance
Meal Preparation
Grocery Shopping
Appointment Assistance
Necessary Transportation
Laundry Services
Dressing Assistance
Housekeeping
Stay Home to Recuperate
The Guarded Wellness Home Independence Plan, serves as an alternative to traditional long term care insurance, in fact, this plan is not insurance at all. It is a membership service contract that can provide amazing stand alone features or it can function as a supplement to your long term care insurance policy.
HIP Services
4 Weeks to 3 Years
Stay In Your Home
Spouse Pooling
Money Back Option
HIP Care
Our plans work anywhere in the United States, are cost share free & rates never increase!
Home Independence Plans provide care 5 hours per day, 5 days per week and allow you to recuperate in the comfort of your own home! Should you need care beyond 5 hours per day, subject to a Guarded Wellness authorized RN and physicians evaluation, our plans can provide care 24 hours per day, 7 days per week.
Plan Features and Options
All Home Independence Plans consist of core hours, a customizable number of service hours to meet your individual needs. Each of our standard plans can also be customized with the addition of one or more plan options. Resurgence is included 9 times at no additional cost.
Shared Option
Service hours are pooled and shared between two related members.
First Use Option
Service hours are available to the member who needs them first
Resurgence Option
90 days post need of services, hours return to initial levels
Assurance Option
Refunds a percentage of the annual base benefit fee if the plan is unused
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